Approximately 11 million children in the U.S. are in child care programs across the country. But daycare injuries and fatalities are vastly under-reported, according to Child Care Aware of America. That’s largely because there is no federal reporting requirement for child fatalities in day care and state reporting requirements vary widely. In fact, 12 states don’t require child care centers to report deaths at all.
There is also no national statistic for how many injuries occur at daycare, though some states have taken initiative to delve into the problem. For example, the St. Louis Post-Dispatch in Missouri reported in 2012 that 41 of the state’s 45 deaths over the course of three year occurred at unlicensed facilities. But even in those locations that are licensed, it can be difficult for parents to get a straight answer about what happened. Even worse, many facilities do not carry liability insurance in the event an injury does occur.
Or, they may find, as in the recent case of World Harvest Church v. Grange Mut. Cas. Ins. Co., that insurance won’t cover it because it asserts the injury was the result of intentional criminal misconduct. So the big question in the World Harvest case, before the Ohio Supreme Court, was whether the injuries suffered by the child were the result of abuse or “corporal punishment.” Continue reading