Horses are beautiful, stoic creatures to which many people are understandably drawn. However, they can also, by virtue of their size and nature, be very dangerous animals. In some cases, contact with horses or involvement in equestrian activities can result in serious injury or death - even in a fairly organized setting.
Succeeding on a claim of liability for horse-related injuries in North Carolina is difficult because of the provisions in Chapter 99E of the North Carolina General Statutes. This is also sometimes referred to as the "Equine and Farm Animal Activity Liability Act."
Basically, the law states owners and sponsors of activities can't be held liable for injury or death of a participant that results from the inherent risks of horse-related activities. Inherent risks are defined as dangers or conditions deemed an integral part of engaging in equine activity. So if a horse is startled by a sudden movement, sound or activity and kicks you, resulting in injury, that may not be compensable because horses are known to behave unpredictably to such stimuli, so it would be considered an inherent risk.